/* SofaMend v4.7.5 | corporate legal knowledge centre | scoped to this module */
body.sm474-site .sm475-policy-wrap{--ink:#102d45;--line:#e3ebf0;--orange:#f86317;--muted:#617a8b;color:var(--ink);font-family:inherit;max-width:1320px;margin:0 auto 42px}
body.sm474-site .sm475-policy-wrap *,body.sm474-site .sm475-policy-wrap *:before,body.sm474-site .sm475-policy-wrap *:after{box-sizing:border-box}
body.sm474-site .sm475-policy-wrap :where(a){text-decoration:none}
body.sm474-site .sm475-policy-hero{min-height:280px;border-radius:26px;background:radial-gradient(ellipse at 91% 10%,rgba(249,112,42,.22),transparent 40%),linear-gradient(113deg,#102e49 0%,#163e5b 64%,#0c273e 100%);display:flex;align-items:center;justify-content:space-between;padding:clamp(25px,4vw,54px);gap:26px;overflow:hidden;position:relative;box-shadow:0 18px 45px rgba(17,44,67,.15);color:#fff}
body.sm474-site .sm475-hero-text{position:relative;z-index:2;max-width:760px}
body.sm474-site .sm475-kicker{display:inline-flex;gap:10px;align-items:center;letter-spacing:.13em;color:#ffcaa7;font-size:11px;font-weight:850}
body.sm474-site .sm475-kicker-dot{width:8px;height:8px;border-radius:999px;background:#ff7632;display:inline-block;box-shadow:0 0 0 4px #ffffff1a}
body.sm474-site .sm475-policy-hero h1{color:#fff!important;font-size:clamp(32px,4.4vw,60px);margin:12px 0 12px;letter-spacing:-.045em;line-height:1.07}
body.sm474-site .sm475-policy-hero p{color:#d9e7f0!important;font-size:clamp(14px,1.4vw,18px);max-width:650px;margin:0;line-height:1.65}
body.sm474-site .sm475-hero-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:27px}
body.sm474-site .sm475-hero-meta>span{font-size:11px;letter-spacing:.02em;font-weight:730;border:1px solid #ffffff3c;border-radius:100px;padding:7px 12px;color:#e1edf5;background:#ffffff0b}
body.sm474-site .sm475-hero-art{min-width:170px;display:flex;align-items:center;gap:21px;opacity:.92;color:#fff}
body.sm474-site .sm475-shield{width:114px;height:114px;border:2px solid #ff9857;border-radius:32px;display:grid;place-items:center;background:linear-gradient(155deg,#ffffff1b,#ffffff04);color:#ffad79;font-size:61px;box-shadow:0 0 0 13px #ffffff08;transform:rotate(-8deg);font-weight:700}
body.sm474-site .sm475-shield-caption{color:#d9eaf3;font-size:16px;line-height:1.65;font-weight:790}
body.sm474-site .sm475-policy-tabs{display:flex;align-items:center;gap:9px;overflow-x:auto;overscroll-behavior-x:contain;padding:18px 0 21px;scrollbar-width:thin}
body.sm474-site .sm475-policy-tabs a{white-space:nowrap;font-size:12px;font-weight:820;background:#fff;color:#436276;border:1px solid #e0eaf0;border-radius:11px;padding:12px 15px;display:flex;align-items:center;gap:18px;box-shadow:0 5px 17px #10324909}
body.sm474-site .sm475-policy-tabs a span{font-size:13px;color:#f26928}
body.sm474-site .sm475-policy-tabs a:hover{border-color:#f8a879;color:#d85713;background:#fff8f3}
body.sm474-site .sm475-policy-tabs a.active{background:#fff1e9;color:#cc4d0b;border-color:#f6c9ab;box-shadow:inset 0 0 0 1px #f9d4ba}
body.sm474-site .sm475-legal-layout{display:grid;grid-template-columns:minmax(225px,278px) minmax(0,1fr);gap:23px;align-items:start}
body.sm474-site .sm475-toc-inner{position:sticky;top:112px;background:#fff;border:1px solid var(--line);border-radius:22px;box-shadow:0 10px 38px #17374a10;padding:20px 10px 12px;max-height:calc(100vh - 132px);display:flex;flex-direction:column}
body.sm474-site .sm475-toc-head{display:flex;justify-content:space-between;gap:8px;color:#234055;font-size:11px;font-weight:870;letter-spacing:.06em;padding:0 12px 15px}
body.sm474-site .sm475-toc-head span:last-child{color:#8a9da9;font-size:10px;letter-spacing:0}
body.sm474-site .sm475-toc-inner nav{overflow-y:auto;overflow-x:hidden;min-height:80px;scrollbar-width:thin;scrollbar-color:#cbdde7 transparent}
body.sm474-site .sm475-toc-inner nav a{color:#5d7585;display:flex;gap:11px;font-weight:680;font-size:12px;line-height:1.35;padding:10px 12px;border-radius:9px;transition:all .14s}
body.sm474-site .sm475-toc-inner nav a span{color:#a4b7c2;font-weight:850;font-size:10px;min-width:18px}
body.sm474-site .sm475-toc-inner nav a:hover{background:#fff2e9;color:#ce5519}
body.sm474-site .sm475-toc-help{border-top:1px solid var(--line);margin-top:9px;padding:17px 12px 8px;color:#d25514!important;font-size:12px;font-weight:850;display:flex;justify-content:space-between;gap:10px}
body.sm474-site .sm475-article{background:#fff;border:1px solid var(--line);border-radius:24px;box-shadow:0 13px 45px #1d435509;overflow:hidden;min-width:0}
body.sm474-site .sm475-article-intro{padding:clamp(24px,3.5vw,42px);background:linear-gradient(120deg,#fffdfb,#f5f9fc);border-bottom:1px solid var(--line)}
body.sm474-site .sm475-mini-kicker{color:#e26221!important;letter-spacing:.12em;font-weight:900;font-size:11px;display:block;margin-bottom:12px}
body.sm474-site .sm475-article-intro>p{color:#244458;font-size:17px;font-weight:520;line-height:1.85;margin:0 0 20px;max-width:840px}
body.sm474-site .sm475-article-caution{border-left:3px solid #f26d29;background:#fff1e6;border-radius:0 12px 12px 0;padding:15px 18px;color:#794514;font-size:12px;font-weight:720;line-height:1.65}
body.sm474-site .sm475-article-section{display:grid;grid-template-columns:45px minmax(0,1fr);gap:15px;margin:0 34px;padding:27px 5px;border-bottom:1px solid #eaf0f3;scroll-margin-top:105px}
body.sm474-site .sm475-section-nr{width:40px;height:40px;border-radius:13px;background:#fff0e7;color:#da5f1c;display:grid;place-items:center;font-size:12px;font-weight:930}
body.sm474-site .sm475-section-main h2{color:#15374d;font-size:clamp(18px,1.55vw,22px);margin:5px 0 15px;line-height:1.32;letter-spacing:-.027em}
body.sm474-site .sm475-section-main :where(p,li){font-size:14px;line-height:1.87;color:#526c7d;margin-top:0;margin-bottom:13px;overflow-wrap:anywhere}
body.sm474-site .sm475-section-main :where(ul,ol){padding-left:22px;margin:13px 0 10px}
body.sm474-site .sm475-section-main li{padding-left:4px;margin-bottom:8px}
body.sm474-site .sm475-section-main a{color:#d25b1d;text-decoration:underline;text-decoration-color:#f5aa86;text-underline-offset:3px;font-weight:690}
body.sm474-site .sm475-inline-note{border:1px solid #f4d4bb;background:#fff8f3;padding:14px 17px;border-radius:13px;display:flex;gap:10px;margin:16px 0;color:#d76c24}
body.sm474-site .sm475-inline-note>span{font-size:21px;line-height:1}
body.sm474-site .sm475-inline-note p{margin:0;font-size:12px;color:#795238;line-height:1.8}
body.sm474-site .sm475-business{margin:27px 34px 0;padding:28px;background:linear-gradient(145deg,#102f49,#1a4a65);border-radius:20px;color:#fff}
body.sm474-site .sm475-business h2{color:#fff!important;font-size:23px;margin:0 0 20px}
body.sm474-site .sm475-biz-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}
body.sm474-site .sm475-biz-grid>div{padding:14px;border:1px solid #ffffff25;background:#ffffff0b;border-radius:12px;min-width:0}
body.sm474-site .sm475-biz-grid small{color:#b9d1e0;display:block;font-weight:700;font-size:11px;margin-bottom:7px}
body.sm474-site .sm475-biz-grid strong{font-size:12px;font-weight:750;line-height:1.6;display:block;color:white;overflow-wrap:anywhere}
body.sm474-site .sm475-biz-grid :where(a,span){color:#ffe3d1;overflow-wrap:anywhere;font-size:12px}
body.sm474-site .sm475-biz-note{color:#cce2f0;font-size:12px;line-height:1.6;margin-top:16px}
body.sm474-site .sm475-article-last{padding:22px 35px;display:flex;flex-wrap:wrap;align-items:center;gap:18px;color:#8298a5;font-size:11px}
body.sm474-site .sm475-article-last a{margin-left:auto;color:#df6220;font-weight:750}
body.sm474-site .sm475-print{background:#fff!important;color:#35546a!important;border:1px solid #dae6ee!important;border-radius:10px!important;font-size:12px!important;font-weight:700!important;min-height:36px!important;padding:7px 12px!important}
body.sm474-site .sm475-related{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px;margin-top:22px;box-shadow:0 10px 32px #16364b09}
body.sm474-site .sm475-related h2{margin:0 0 22px;font-size:26px;color:#193950}
body.sm474-site .sm475-related-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:11px}
body.sm474-site .sm475-related-grid a{padding:16px;border:1px solid #e5edf2;background:#f9fbfd;border-radius:13px;color:#24485f;font-size:12px;font-weight:820;display:flex;justify-content:space-between;align-items:center;gap:12px}
body.sm474-site .sm475-related-grid a:hover{border-color:#efa77e;color:#cd5720;background:#fffaf6}
body.sm474-site .sm475-related-grid a span{color:#f46b2b}
body.sm474-site .sm475-sitemap-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin:26px 0}
body.sm474-site .sm475-sitemap-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:23px;box-shadow:0 10px 30px #17354a08}
body.sm474-site .sm475-sitemap-card h2{font-size:22px;margin:0 0 17px}
body.sm474-site .sm475-sitemap-card a{display:flex;align-items:center;justify-content:space-between;border-top:1px solid #eff3f5;padding:15px 3px;color:#284d64;gap:12px}
body.sm474-site .sm475-sitemap-card a strong{font-size:13px;display:block}
body.sm474-site .sm475-sitemap-card a small{font-size:11px;color:#7c929f;display:block;margin-top:2px}
body.sm474-site .sm475-sitemap-card a>span:last-child{color:#ea6b2e}
body.sm474-site .sm475-sitemap-card a:hover{color:#d65b1d}
body.sm474-site .sm475-xml-reference{border-radius:12px;background:#edf4f7;padding:15px 20px;font-size:13px;color:#31556a}
body.sm474-site .sm475-xml-reference a{color:#dc611e;font-weight:800;text-decoration:underline}
@media(max-width:1000px){body.sm474-site .sm475-legal-layout{grid-template-columns:210px minmax(0,1fr);gap:14px}body.sm474-site .sm475-article-section{margin:0 20px}body.sm474-site .sm475-business{margin:24px 18px 0}body.sm474-site .sm475-policy-hero{min-height:235px}body.sm474-site .sm475-hero-art{min-width:100px}body.sm474-site .sm475-shield{width:80px;height:80px;font-size:42px;border-radius:24px}body.sm474-site .sm475-shield-caption{display:none}}
@media(max-width:740px){body.sm474-site .sm475-policy-hero{padding:27px 20px;min-height:205px;border-radius:18px}body.sm474-site .sm475-policy-hero h1{font-size:33px;line-height:1.1}body.sm474-site .sm475-policy-hero p{font-size:13px}body.sm474-site .sm475-hero-meta{margin-top:17px}body.sm474-site .sm475-hero-meta>span{padding:6px 9px;font-size:10px}body.sm474-site .sm475-hero-art{display:none}body.sm474-site .sm475-policy-tabs{margin:0 -4px;padding:15px 4px;gap:7px}body.sm474-site .sm475-policy-tabs a{padding:10px 12px;font-size:11px}body.sm474-site .sm475-legal-layout{grid-template-columns:1fr;gap:12px}body.sm474-site .sm475-toc-inner{position:static;max-height:none;padding:15px 10px 12px}body.sm474-site .sm475-toc-inner nav{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));max-height:170px}body.sm474-site .sm475-toc-inner nav a{padding:9px 8px;font-size:11px}body.sm474-site .sm475-article-intro{padding:22px 19px}body.sm474-site .sm475-article-intro>p{font-size:14px}body.sm474-site .sm475-article-section{padding:24px 0;gap:10px;grid-template-columns:29px minmax(0,1fr);margin:0 16px}body.sm474-site .sm475-section-nr{width:28px;height:28px;border-radius:8px;font-size:10px}body.sm474-site .sm475-section-main h2{font-size:18px;margin:3px 0 10px}body.sm474-site .sm475-section-main :where(p,li){font-size:13px;line-height:1.8}body.sm474-site .sm475-business{margin:20px 13px 0;padding:18px}body.sm474-site .sm475-business h2{font-size:20px}body.sm474-site .sm475-biz-grid{grid-template-columns:1fr}body.sm474-site .sm475-article-last{padding:21px 17px}body.sm474-site .sm475-related{padding:20px;border-radius:18px}body.sm474-site .sm475-related h2{font-size:22px}body.sm474-site .sm475-related-grid{grid-template-columns:1fr 1fr}body.sm474-site .sm475-sitemap-grid{grid-template-columns:1fr}body.sm474-site .sm475-sitemap-card{padding:21px}}
@media(max-width:425px){body.sm474-site .sm475-policy-hero h1{font-size:30px}body.sm474-site .sm475-toc-inner nav{grid-template-columns:1fr}body.sm474-site .sm475-related-grid{grid-template-columns:1fr}body.sm474-site .sm475-policy-tabs{margin:0 -7px}}
@media print{body.sm474-site .sm475-legal-layout{display:block}body.sm474-site .sm475-toc,body.sm474-site .sm475-policy-tabs,body.sm474-site .sm475-related,body.sm474-site .sm475-print,body.sm474-site .sm474-help-wrap,body.sm474-site .mobile-bottom-nav{display:none!important}body.sm474-site .sm475-policy-hero{background:#fff!important;color:#101e29!important;box-shadow:none;padding:14px;min-height:0}body.sm474-site .sm475-policy-hero :where(h1,p){color:#0f2b42!important}body.sm474-site .sm475-article{border:0;box-shadow:none}body.sm474-site .sm475-article-section{break-inside:avoid}body.sm474-site .sm475-business{background:#f5f8fa!important;color:#112c43!important}}

/* Accessible accordion FAQ */
body.sm474-site .sm475-faq-list{background:#fff;border:1px solid #e3ebf0;border-radius:22px;overflow:hidden;margin-top:24px;padding:8px 25px}
body.sm474-site .sm475-faq-item{padding:21px 0;border-bottom:1px solid #ebf0f4}
body.sm474-site .sm475-faq-item:last-child{border:0}
body.sm474-site .sm475-faq-item summary{cursor:pointer;font-size:15px;font-weight:790;color:#17374e;position:relative;padding:0 27px 0 0;list-style:none}
body.sm474-site .sm475-faq-item summary::-webkit-details-marker{display:none}
body.sm474-site .sm475-faq-item summary:after{content:"+";font-size:22px;color:#ef6a22;position:absolute;right:2px;top:-4px}
body.sm474-site .sm475-faq-item[open] summary:after{content:"−"}
body.sm474-site .sm475-faq-item p{font-size:14px;line-height:1.85;color:#5d7787;margin:16px 0 2px}
@media(max-width:740px){body.sm474-site .sm475-faq-list{padding:5px 16px}body.sm474-site .sm475-faq-item summary{font-size:13px}}